January 31st, 2023

How to Determine if You Should File a Chapter 7 or Chapter 13 Bankruptcy in Alabama? The hardest decision you have to make when filing bankruptcy is determining if you should file a Chapter 7 or a Chapter 13….

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Bankruptcy protection! What debt cannot be discharged under bankruptcy

October 3rd, 2022

Bankruptcy protection! What debt cannot be discharged under bankruptcy It can be an overwhelming experience when debts surround you. There may be innumerable reasons why you got into debt in the first place, like carrying a high-interest credit balance,…

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What Not to do Before Filing Bankruptcy in Huntsville AL

July 21st, 2016

Seven Things You Should Never Do Before Filing A Chapter 7 Bankruptcy in Alabama If you are planning to file for bankruptcy, there are things you should consider before filing. What you do, or don’t do, prior to filing…

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When to Consult a Bankruptcy Attorney

April 11th, 2016

When do I need to consult with an attorney about bankruptcy options? This is a question we get daily at Ferguson and Ferguson. The answer is simply sooner rather than later. Typically a bankruptcy consultation is a free consultation…

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Bankruptcy Can Happen to Anyone in Alabama

February 16th, 2016

Are you considering bankruptcy? Are you feeling depressed by the notion of filing bankruptcy? Did you know that bankruptcy can happen to anyone, including a business. Often making a bad financial decision, losing a job or a sudden illness…

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When Should You file Bankruptcy

January 20th, 2016

When is the right time to file for bankruptcy? It is probably the most ask question during our bankruptcy consultations. If you, a debtor, files too early, it could cause problems later on. If you wait too long, and…

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November 23rd, 2015

Bankruptcy Question of the Day Question: Does reaffirmation go away after 10 years of bankruptcy discharge? Answer: The bankruptcy filing will fall off of your credit report after 7 years. Other debt should fall of your credit report after…

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Do I Qualify For Bankruptcy

October 15th, 2015

Huntsville Alabama Bankruptcy Question of The Day Question: Can I file for Bankruptcy if I owe several debts and loans but only making $20 per hour? Answer: You can file a bankruptcy at any income level. However you have…

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Debt Collectors

August 26th, 2015

August 26, 2015 Did you know, as a consumer, you can file a lawsuit against any debt collector who violates your rights under the Fair Debt Collection Practices Act. Consumers can recover their actual damages and statutory damages of…

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