Debt Collectors

Ferguson & Ferguson

Attorneys at Law

August 26th, 2015

August 26, 2015

Did you know, as a consumer, you can file a lawsuit against any debt collector who violates your rights under the Fair Debt Collection Practices Act. Consumers can recover their actual damages and statutory damages of up to $1,000, plus all of their attorney’s fees and costs. While the damages may seem small, the cost to defend these illegal cases can be expensive. Debt collectors must tell the truth, be respectful of you, and stop communicating with you when you have an attorney. If you feel like the collection tactics used against you are illegal, you should talk to an attorney as soon as possible. Our law firm has the experience and resources to aggressively represent you in your FDCPA action against any debt collector.

If you believe your rights have been violated, you have the right to sue a debt collector within one year from the date of the violation. If you do not bring your lawsuit within one year of the violation, your claim is barred by a statute of limitation. If you have questions regarding your rights under the FDCPA, call our office now. Call 256-534-3435.