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Decatur AL Bankruptcy Attorneys

Are you receiving phone calls from creditors? Are the bills piling up and you are unsure how you are going to pay them? Do you have questions of what you need to do? Don’t worry. There is a light at the end of the tunnel. For over 45 combined years, the Law Offices of Ferguson & Ferguson have been fighting for the consumers of North Alabama. We offer no obligation, free bankruptcy consultations for individuals and our bankruptcy fees are among the lowest in the North Alabama. We can often quote you a fee immediately when you call after just a few simple questions. We offer flexible payment plans for all matters. Give us a call and see just how affordable our bankruptcy fees can be. Call us now. Call 256-534-3435 or 256-350-7200. We are here to help you with your financial problems.

When you came across our bankruptcy website today, it was not by chance. Like millions of others, you are likely looking for answers and solutions to your financial problems. There are over 1 million bankruptcy filings each year. The average US household has over $16,000.00 in debt. In 2012, 62% of all personal bankruptcies had a medical cause. Filing bankruptcy can be a difficult decision to make. Financial problems place a great deal of stress on families and households. Often the only solution a person can find is to file for personal bankruptcy. One of the main purposes of Bankruptcy Law is to give a person, who is hopelessly burdened with debt, a fresh start by wiping out his or her debts. Bankruptcy can sometimes be overwhelming, but our Decatur and Huntsville, Alabama attorneys will be with you all the way. We will explain the bankruptcy laws to ensure a smooth bankruptcy process. At the Decatur and Huntsville, Alabama law offices of Ferguson & Ferguson we understand your anxiety about your financial situation and offer you solutions. Our policy is to provide personal, one-on-one service, throughout the entire process. Your calls and questions are our primary concern and your comfort during the process is our mission.

How Can We Help You?

Ferguson & Ferguson’s experienced Decatur and Huntsville, Alabama bankruptcy attorneys will help protect clients’ rights and property. Our Huntsville bankruptcy lawyers can keep creditors at bay and help clients keep their home, vehicles and other property. Our Huntsville, Alabama bankruptcy attorneys are committed to providing clients with immediate debt relief and with assistance in starting over.

What Can Bankruptcy Do For Me?

You probably did not happen upon our website by chance. You probably came here looking for answers or solutions to your financial problems. Bankruptcy laws allow individuals such as yourself, the opportunity to eliminate debts caused by past mistakes or unforeseen circumstance. The objective of this website is to provide you with all the information you need to make an informed decision. Our website offers helpful links along with a glossary of terms. By reading the information we have provided on this site, you will have a good undertanding of what the law allows when you meet with one of our Huntsville bankruptcy lawyers. The only thing you have to lose is the time it takes to pick up the phone and call.

Going bankrupt offers a fresh start for individuals and businesses. Assuming you need to file a bankruptcy, the only way to determine which Chapter to file under is to first compare your options under the other available Chapters (with the assistance of a bankruptcy attorney). Generally, Chapter 7 is the cheapest, quickest and least burdensome of the three major Chapters (the others being 11 and 13) of bankruptcy law. Costs and fees vary depending on the number of creditors you have, complexity of your case, and other factors. Bankruptcy can help you prevent foreclosure of your home, stop debt collector harrassment and get a fresh financial start. Chapter 7 and Chapter 13 bankruptcies are the most common consumer bankruptcy types. Chapter 7 bankruptcy involves liquidation and distribution of assets to creditors. Chapter 13 bankruptcy involves rehabilitation and government protection.

We have worked with thousands of people and filed hundreds of cases. We know bankruptcy! So if you’re having financial concerns and considering bankruptcy we can help you decide if bankruptcy is the right solution for you. Our Huntsville bankruptcy lawyers keep abreast of ever-changing federal bankruptcy laws and provide our clients with the best, most current advice. The right choice in legal help can make a difference as you begin to build a better tomorrow. Call Ferguson & Ferguson. We can help you in Cullman, Decatur, Scottsboro or Huntsville Alabama with your debt.

What YOU get when you choose Ferguson & Ferguson:

  • Free phone consultation 7 a.m. to 7 p.m. and Saturdays
  • Free office consultation as late as 7 p.m. and Saturdays also
  • Fast filing same day available
  • Locations near you
  • No money down filing available for Chapter 13 plans
  • Payment plans you can afford available to fit your case
  • No hidden charges: some firms tack on $150 for what we do for free
  • Established bankruptcy law firm and staff.
  • We do both Chapter 7 and 13, some attorneys only do one Chapter.
  • We are in court all the time everywhere, it’s no trouble to help you out!
  • No phony debt settlement schemes: we work within the court system
  • Personal attention, happy clients, and a fresh start for you
  • Experience counts: we do so much bankruptcy we see everything
  • Lawyers and staff who are up to date on current bankruptcy laws!

Free Bankruptcy Consultation

If you are having financial problems, we are here to help. Call now for a free no obligation, free consultation with one of our Decatur or Huntsville bankruptcy lawyers. Call now 256-534-3435 or 1-800-752-1998. We can help.

Huntsville Office Location: 303 Williams Avenue SW Suite 321 Huntsville, AL 35801 Decatur Office Location: 401 Lee Street, Suite 607A Decatur, AL 35601